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Protecting Your Privacy

We understand how important your privacy is to you. At First Northern Bank & Trust we are committed to protecting your personal and financial information. We want to ensure you that all the information we receive from you will be confidential and secure. This is our promise to you.

This privacy notice will explain the source for Nonpublic Personal Information we collect on all our customers with whom we have a continuing relationship, such as deposit accounts, loan accounts, safe deposit boxes, and IRA accounts for which we act as custodian. We will also tell you what measures we take to keep that information secure.

The Security of Your Information is a Priority to Us

We restrict access to nonpublic personal information of our customers to those employees for whom such information is relevant to providing products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to protect customer information.

Our Privacy Policy

First Northern Bank & Trust respects the privacy expectations and rights of its customers. We want you to understand what information we may gather and how we may share it. This Privacy Policy explains First Northern Bank & Trust’s collection, use, retention and security of information about you.

How We Collect Information

We collect personal nonpublic information from the following sources:

  • Information we receive from you on applications and other forms
  • Information about your transactions with us
  • Information we receive from a consumer reporting agency
  • Information about your transactions with nonaffiliated third parties

Information We Disclose About You

It is necessary to share some of the information we collect with non-affiliated third parties in the daily course of business.

  • We may share information to process customer transactions, such as, to assist in processing ATM and debit card transactions;
  • To process your loan application, we may disclose personal confidential information you provided to us to attorneys or title insurance agents to facilitate in closing your loan.
  • To service customer accounts, such as, companies that specialize in certain services, for example, check printers.

Federal law does not allow customers to opt-out of these types of information sharing. Information we provide non-affiliated companies is restricted to only what is necessary for them to provide their service to us and we require these companies to safeguard your information and to keep your information confidential.

Because we respect your privacy, we do not disclose account information or any other personal confidential information about you to third parties for their marketing purposes. This includes information we collect concerning all applicants, customers, and former customers. We may share information we collect with companies that perform marketing services on our behalf, such as data processing or direct mail services, which assist us in providing our services and products to you, or to other financial institutions with whom we have joint marketing agreements. We require these companies to safeguard your information and to keep your information confidential.

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law, such as, to respond to a subpoena or court order.

Our Former Customers

Though you may no longer be a customer of First Northern Bank & Trust, our Privacy Policy will continue to apply to you.

How To Protect Yourself

Click here to learn more about how to protect yourself.

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First Northern Bank & Trust | Fourth Street & Lafayette Avenue Palmerton, PA 18071

(800) 344-2274 | (610) 826-2239 Local | info@1stnorthernbank.com

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